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First Time Home Buyers Packet
There is no question that we are now in an awesome "buyers market", giving home buyers a unique opportunity in California to once again purchase a home at the "bottom of the market", with amazing opportunity for equity appreciation in the years to come. Remember that real estate is "cyclical", with highs and lows. Many successful investors and home buyers purchase in the "low" and sell in the "high". The California real estate market has gone through an amazing price reduction over the past year and home buyers now have the opportunity to search through an abundant amount of homes on the market to find the perfect home for themselves and their families. Purchasing a home is one of life's most
rewarding experiences and Oak Valley Mortgage
has the knowledge and resources to help you get
through this process quickly and smoothly.
Today's purchase market is changing
dramatically with the availability of expanded
financing options to include interest only
products. While the days of 100% financing are out the window as banks get stricter, we have access to many banks that will finance up to 95% of the purchase, while still allowing the seller to contribute up to 6% of the purchase price towards your non-reoccuring closing costs (that includes buying down your interest rate!)
Oak Valley Mortgage has hundreds of loan
programs available for its customers. This
allows us to qualify more individuals than ever
before!
Even if you haven't started shopping for your
new home, call us to get a free pre-approval, so
that you can be ready when the time comes to
make an offer on your new home. It only takes a
few minutes to get pre-approved and it will give
you more bargaining power when you find the home
of your dreams. Equally important...it removes
any unnecessary stress and makes buying your new
home a pleasurable experience!
Remember...
Getting pre-approved can make the difference
between you getting the home you want versus
someone else who has been pre-approved!
Don't set yourself up for disappointment! Get your Pre-Approval letter from Oak Valley Mortgage today... |
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